About Hero | American Dream Lending LLC
About Us

About American Dream Lending LLC

A licensed mortgage lender based in Miami, Florida, providing residential and investment financing solutions nationwide.

Who We Are | American Dream Lending LLC

Licensed Mortgage Professionals Serving Borrowers Nationwide

American Dream Lending LLC is a licensed mortgage lender headquartered in Miami, Florida. We specialize in owner-occupied residential financing throughout Florida, as well as non-QM investment loan programs for borrowers across the United States.

Our team works with a range of lenders and loan programs to match each borrower's financial profile with the appropriate financing option — whether that's a conventional purchase loan, a cash-out refinance, or a bank statement program for self-employed individuals.

We are registered with the Nationwide Multistate Licensing System under NMLS# 1596417.

10+
Years in Mortgage Lending
50+
States Served Nationwide
500+
Loans Closed
FL
Owner-Occupied Specialist
Our Team | American Dream Lending LLC

Meet the Lead Specialist

Team Avatar

Yves Cham

Licensed Mortgage Specialist · NMLS# 1596417

Yves Cham is the founder and lead mortgage specialist at American Dream Lending LLC. With over a decade of experience in residential and investment financing, Yves has assisted hundreds of borrowers across Florida and nationwide in securing mortgage solutions tailored to their individual financial situations.

Licensing | American Dream Lending LLC

Our Credentials

NMLS Registration

American Dream Lending LLC is registered with the Nationwide Multistate Licensing System under NMLS# 1596417.

Florida Licensed

We are licensed to originate residential mortgage loans for owner-occupied properties throughout the state of Florida.

Nationwide Programs

Non-QM and investment loan programs are available to borrowers across the United States, subject to state-specific licensing requirements.

SMS Consent | American Dream Lending LLC
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