Terms & Conditions

Last Updated: March 17th, 2026

These Terms and Conditions govern your use of American Dream Lending LLC services, including our website and our SMS/text messaging and email communications programs. This website and messaging program are operated by American Dream Lending LLC.

By opting into our communications, you agree to these Terms and our Privacy Policy. Use of our website alone does not constitute consent to receive SMS or email messages.

1. Program Description

American Dream Lending LLC may send SMS and email messages only to users who have explicitly opted in.

Messages may include:

1. Appointment confirmations and reminders

2. Service updates and notifications

3. Application updates and service notifications

Message frequency may vary. Consent is not a condition of purchase.

2. Opt-Out

You can opt out of receiving text messages at any time by replying STOP. After you send STOP, you will receive a confirmation message and you will no longer receive SMS messages from us, unless you opt in again. For help, reply HELP or contact us at +1 786-833-9146.

If you wish to re-subscribe to our SMS messages after opting out, you may reply START at any time.

3. SMS Opt-In Details

Data Privacy Opt-in data and consent information collected through our SMS program is never shared, sold, or transferred to third parties or affiliates for marketing purposes

.

Opt-In Details

Users opt-in to SMS by submitting our website form and checking one consent checkbox for non-marketing messages.

All opt-ins are recorded with a timestamp and stored for compliance purposes. Consent is not a condition of purchase or service. Users can opt out at any time by replying STOP or get help by replying HELP. Reply START to re-subscribe at any time.

4. Help and Support

If you are experiencing issues with the messaging program, you may reply HELP to any message for assistance, or contact us directly at:

Email: [email protected]

Phone: +1 786-833-9146

5. Message Frequency and Rates

Message frequency may vary. Message and data rates may apply for any messages sent to you from us and to us from you. If you have questions about your text or data plan, please contact your wireless provider.

This program may send both SMS and MMS messages depending on content type.

6. Carrier Disclaimer

Wireless carriers, including but not limited to AT&T, T-Mobile, and Verizon, are not liable for delayed or undelivered messages. Message delivery is not guaranteed.

7. Privacy

Your participation in our messaging programs is governed by our Privacy Policy. You can review it here: Privacy Policy. You can review our Terms & Conditions here: Terms & Conditions.

8. Changes to These Terms

We may update these Terms and Conditions from time to time. Any updates will be posted on this page with a revised "Last Updated" date.

9. Contact Information

If you have questions about these Terms, please contact us:
Business Name: American Dream Lending LLC | NMLS# 1596417
Phone:
+1 786-833-9146
Email: [email protected]

Address: 14680 SW 8th St., Suite 208, Miami, FL 33184, United States

10. Age Restriction (18+)

You must be at least 18 years old to participate in our SMS messaging program. We do not knowingly send SMS messages to individuals under 18.

SMS Consent | American Dream Lending LLC
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